How do I claim an income tax refund?

Name: Vijay R Singh & Co.
Address: Office No. 4, Vishal CHSL, D Wing, Sir Mathuradas Vasanji Road, Azad Nagar, Opp. Andheri Gymkhana, Andheri East, Maharashtra, 400069, IN
Telephone: +91 98607 23959

CA Vijay R Singh, FCA
Chartered Accountant · ICAI M.No. 153926 · FRN 136869W

Short answerYou claim a refund by filing your ITR — if your TDS, advance tax and self-assessment tax add up to more than your actual tax, the excess is refunded. Make sure your bank account is pre-validated on the e-filing portal and your return is e-verified; the refund is then credited automatically.

How it works

File the return, e-verify it, and the refund (with interest, if applicable) is processed to your pre-validated bank account.

Why refunds get stuck

The bank account isn’t pre-validated, the name doesn’t match PAN, there’s a mismatch with Form 26AS/AIS, or the return wasn’t e-verified. Fixing these usually releases the refund.

NRI Taxation

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Talk to CA Vijay R Singh

Owed a refund and want it filed correctly? You can message him directly, or book a short call to talk through your situation.

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This answer is general information for NRIs, not tax advice. Tax rates, thresholds and forms change with each Finance Act — please confirm the current position for your own facts, or speak to us, before acting.