Expert Investment & Financial Advisory Services in Mumbai – CA Vijay Singh
As a freelance developer, my income crossed the GST threshold, and I was lost. I didn't know how to register or what an HSN code was. The team handled my entire GST registration online, gave me a compliant invoice template, and now files my returns every quarter. It's a huge weight off my shoulders, and I can claim ITC on my software subscriptions, which I never knew was possible.
I was struggling to decide between the regular tax method and the presumptive scheme. The team did a simple analysis and showed me that with my low expenses, Section 44ADA was a no-brainer. I now pay tax on just 50% of my income, and I don't have to keep a shoebox full of receipts. The time I've saved is invaluable.
Comprehensive Investment & Financial Advisory Services
Access Affordable Funding with Expert Loan Assistance
Whether you’re a salaried individual seeking a home loan or a business owner looking for working capital, navigating India’s financial ecosystem can be challenging. At Vijay R Singh & Co., we provide professional loan and finance consulting services to help individuals and businesses secure the funding they need quickly and at competitive interest rates.
Our team works closely with banks, NBFCs, and government institutions to connect you with the most suitable financial products based on your requirements.
Personal & Commercial Loan Services
1. Home Loans
- Tailored solutions for salaried and self-employed individuals
- Interest rates starting at 8.40% p.a.
- Assistance with eligibility checks, application, and document submission
- Subsidy advisory under PMAY (Pradhan Mantri Awas Yojana)
2. Loan Against Property (Mortgage Loans)
- Secure high-value loans using residential or commercial property as collateral
- Rates starting at 9.00% p.a.
- Ideal for business expansion or debt consolidation
3. Personal Loans
- Quick unsecured loans for medical, travel, or urgent financial needs
- Flexible repayment options
- Interest rates from 10.50% p.a.
4. Business Loans
- Fund business expansion, equipment purchase, or working capital
- Attractive rates starting from 9.50% p.a.
- Assistance with collateral-free loans for MSMEs
5. Overdraft (OD) and Cash Credit (CC)
- Flexible funding options for managing daily operations
- Interest charged only on utilized amounts
- Interest rates from 9.25% p.a.
6. Project Finance
- Structuring and documentation for long-term infrastructure and industrial project funding
- Customized interest rates based on project risk and size
- Support with DPR (Detailed Project Report) and financial modeling
Government-Backed Loan Schemes & Benefits
We help clients access subsidized and special-category loans through various Indian government initiatives:
PMAY – Pradhan Mantri Awas Yojana
- Up to ₹2.67 lakh subsidy on home loans
- Eligibility-based support for LIG, MIG-I, MIG-II categories
MUDRA Loans
- Funding for micro and small enterprises under Shishu, Kishor, and Tarun categories
- Loans up to ₹10 lakh with no collateral
Stand-Up India Scheme
- Loans between ₹10 lakh – ₹1 crore for SC/ST and women entrepreneurs
- Support for setting up greenfield enterprises
PMJDY – Jan Dhan Yojana
- Zero-balance savings account with overdraft facilities and RuPay card
- Financial inclusion for unbanked individuals
Kisan Credit Card (KCC)
- Easy access to credit for agriculture and allied activities
- Low interest rates and flexible repayment terms
Education Loans
- Loans for higher education in India or abroad
- Interest subsidies for economically weaker sections (EWS) under the Central Sector Scheme
Why Choose Vijay R Singh & Co. for Loan Advisory?
Complete Assistance: From eligibility check to disbursement, we handle the entire process.
Wide Network: Access to multiple banks, NBFCs, and cooperative institutions.
Expert Advisory: Choose the right loan structure for your personal or business needs.
Documentation Support: We assist in gathering, verifying, and submitting required paperwork.
Government Scheme Guidance: Ensure you avail all applicable subsidies and schemes.
Frequently Asked Questions
Our team conducts an eligibility check based on your income, credit history, and funding requirements. We then compare multiple banks, NBFCs, and government schemes to recommend the most suitable loan product with the best interest rate.
Yes. We assist individuals with home, personal, and education loans, while also supporting businesses with working capital loans, overdrafts, project finance, and MSME-focused government schemes.
Documentation varies by loan type, but typically includes:
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Identity proof (Aadhaar, PAN, Passport)
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Address proof (Utility bill, Rental agreement)
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Income proof (Salary slips, ITR, Balance sheets)
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Property papers (for mortgage loans)
Our team provides a complete checklist and ensures error-free submission.
Absolutely. We specialize in helping clients avail subsidies and benefits under PMAY, MUDRA, Stand-Up India, Education Loan Subsidies, and other government-backed schemes to reduce borrowing costs.
Book Your Consultation – Secure Funding at the Best Rates
Our experts simplify the process so you get faster approvals with minimal hassle.