How much health insurance can I claim under 80D?

Name: Vijay R Singh & Co.
Address: Office No. 4, Vishal CHSL, D Wing, Sir Mathuradas Vasanji Road, Azad Nagar, Opp. Andheri Gymkhana, Andheri East, Maharashtra, 400069, IN
Telephone: +91 98607 23959

CA Vijay R Singh, FCA
Chartered Accountant · ICAI M.No. 153926 · FRN 136869W

Short answerSection 80D (old regime) lets you deduct health-insurance premiums — up to ₹25,000 for yourself and family, plus another ₹25,000 for parents (₹50,000 if they’re senior citizens). A small preventive health check-up is included within these limits. It’s not available under the new regime.

The limits

₹25,000 for self/spouse/children, plus ₹25,000 for parents (₹50,000 if a parent is a senior citizen). Preventive check-up up to ₹5,000 is included within the cap.

Old regime only

Like 80C, it applies only under the old regime. Confirm current limits.

NRI Taxation

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This answer is general information for NRIs, not tax advice. Tax rates, thresholds and forms change with each Finance Act — please confirm the current position for your own facts, or speak to us, before acting.