What deductions can I claim under Section 80C?

Name: Vijay R Singh & Co.
Address: Office No. 4, Vishal CHSL, D Wing, Sir Mathuradas Vasanji Road, Azad Nagar, Opp. Andheri Gymkhana, Andheri East, Maharashtra, 400069, IN
Telephone: +91 98607 23959

CA Vijay R Singh, FCA
Chartered Accountant · ICAI M.No. 153926 · FRN 136869W

Short answerSection 80C lets you deduct up to ₹1.5 lakh a year (old regime only) for investments and payments like EPF and PPF, ELSS funds, life-insurance premiums, home-loan principal, children’s tuition fees, 5-year tax-saving FDs and NSC. It’s not available under the new regime.

What counts

EPF, PPF, NSC, 5-year tax-saving FD
ELSS mutual funds, life-insurance premiums
Home-loan principal, children’s tuition fees

Old regime only

The new regime removes 80C, so it only helps if you’re on the old regime. Confirm the current limit.

NRI Taxation

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This answer is general information for NRIs, not tax advice. Tax rates, thresholds and forms change with each Finance Act — please confirm the current position for your own facts, or speak to us, before acting.